IDFC FIRST Bank instant loans app
Get quick online instant loans on emi at best interest rate. Easy loan approval
Instant Loans Online – Personal loans for (literally) anything!
IDFC FIRST Bank instant loans app is an innovative and simple tool to get instant loans up to ₹75 lakhs. Our loan app, powered by the latest technology, can help you get an instant personal loan in a few hours. You can use the loan app to check out loan offers, apply for an instant loan, monitor your loan accounts, and pay your EMIs.
Personal loan
Our mobile loan app can help you get a flexi loan for home renovation, debt repayment, and medical emergencies. The loan app can also get you an instant loan for business, wedding, vacation, or for any other personal expenses. Here is a step-by-step guide for availing an instant personal loan from our app:
• Download the IDFC FIRST Bank loans app
• Fill out basic information to get an approved loan offer in minutes.
• Choose a flexible loan amount EMI repayment plan
• Apply remotely and upload all your documents online
• Get the approved easy loan from IDFC FIRST Bank
The key benefits of taking an online personal loan through our personal loan app include:
• No security/collateral required
• EMI-based loans
• Freedom to choose tenures from 12 to 84 months
• Easy top ups available
Instant Personal Loan features:
1. Loan amount: ₹20,000 to ₹40 lakhs
2. Loan Tenure: 12 months to 60 months
3. Interest: Starting from 10.49%
4. Processing Fees (appx. 3%)
Eligibility:
1. Indian Citizen
2. Age above 23 years
3. Within serviceable location
Personal Loan details:
• Loan amount: 20,000- 40 lacs
• Tenure: 6 to 60 months
• Annual Percentage Rate: Min APR - 11%. Max APR - 28%. T&C apply
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Representative Example:
Loan amount: ₹1,00,000
Tenure: 12 months
Interest Rate (reducing): 20%
EMI Amount: ₹9,264
Total Interest Payable: ₹11,168
Processing Fee (incl GST): ₹3,499
Disbursed Amount: ₹96,501
Total Amount Payable: ₹1,11,168
Total cost of Loan (Interest + Processing Fee): ₹14,667
IMPORTANT LINK :
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