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.  Details about the scheme This scheme of Gujarat Government is to provide interest subsidy on education loan to economically weaker as well as bright and needy students till moratorium period (course duration and one more year).  As per Government Resolution, 1) Applicant should have obtained 90% or more percentile in Std. 12 examination of Higher Secondary Education Board of Gujarat or Central Government.  


2) Annual income of the applicant's guardian / family is Rs.  Should be less than 2.00 lakhs.  3) Applicant should have taken education loan from Scheduled Bank for study in India or abroad. 3.1 Objectives of the scheme en pb.  Being deprived.  So such students need financial help.  • So that the State Government has implemented various types of scholarships / schemes to help the needy students with the intention that no student should be deprived of higher studies due to financial constraints.  One of which is the scheme "Mukhyamantri Yuva Swavalamban Yojana" which is currently in progress.


4.2 Accredited Courses Courses All courses offering undergraduate / postgraduate / diploma / vocational etc. 4.3 Moratorium period% Interest subsidy of educational loan under this scheme of Gujarat Government up to the specified moratorium period (duration of course and one year more).  Interest will be payable on.  Payment of interest on loan outstanding after completion of moratorium period will not be considered under this scheme.  


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2.2 Income Limit Interest Subsidy Scheme on UNCOME Education Loan Scheme 7/19 The benefit of this scheme will be applicable to economically weaker class students whose total annual income of family members (from all sources) is 4.5.00 lakhs or less.  In this regard, it will be mandatory for them to provide Xerox of income tax return or self declaration form.  And the certificate of Mamlatdar / TDO approved by the state government will also be mandatory.


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